Credit Cards-Good Or Bad?

Credit cards, by themselves, are not bad. It's how you use them.  Just because you have one DOES NOT mean you have to charge every thing you buy.  In my ( Billy's ) opinion, they can be addictive, like a drug.  Having thousands of dollars of credit card debt can totally mess up your financial situation. money that you were saving for something else will have to go towards paying off the bill, and debt in general can cause tension within families.So, think before you charge!